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Summit Mortgage Group

Home loans, made straightforward.

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Local lending, done right

A mortgage that fits the life you are building

Straight answers, fast pre-approvals, and a team that picks up the phone.

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Loan programs

Every borrower is different. These are the programs we work with most often — a licensed loan officer can help you compare them.

  • Conventional

    Fixed- and adjustable-rate loans that aren't insured by a government agency. A common fit for borrowers with established credit.

  • FHA

    Insured by the Federal Housing Administration, with more flexible credit and down payment guidelines than most conventional programs.

  • VA

    For eligible veterans, active-duty service members, and surviving spouses. Often available with no down payment.

  • USDA

    Backed by the U.S. Department of Agriculture for homes in eligible rural and suburban areas.

  • Jumbo

    Financing above the conforming loan limits set for your county, for higher-priced homes.

  • Refinance

    Replace your current mortgage to change the rate or term, or to use available equity.

Ready to get started?

Start your secure application whenever it suits you — save your progress and come back any time.

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Applying does not obligate you to accept a loan.

Get your rate quote

Tell us a little about what you are looking for and we will follow up the same day.